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Network Blue Benefits
Network Blue is designed to help your employees be healthy!
At Blue Cross & Blue Shield of Mississippi, our emphasis on access to care and preventive services have positioned us a step ahead of healthcare reform, and helped us prepare for managing your health and wellness needs in the future.
We know that the health of your business is directly impacted by the health of your employees. When your employees are healthy, they have lower healthcare costs.
Many of the illnesses that impact healthcare costs can be prevented.
Our Healthy You! benefit helps your employees take ownership of their health and understand their health risks. Healthy You! provides an annual visit with a Network Provider at no out-of-pocket cost. The covered screenings and immunizations are age and gender specific and help your employees "know their numbers" for blood pressure, cholesterol, blood sugar and weight. Once employees know their health risks, they can work with their Network Provider to manage their risks through lifestyle changes and medication therapy, with an emphasis on generic medications when appropriate.
When health risks are identified early, illnesses can be managed and often prevented. This means lower healthcare costs for you and your employees.
If you become a Network Blue smoke-free company, your premium is automatically reduced.
One of the most important business decisions you can make is to be a tobacco-free company.
Tobacco use and second-hand smoke dramatically impact healthcare costs -- and are risks that can be prevented. Network Blue has lower premiums for companies that are tobacco-free. Through our "be smoke-free" program, we can provide our expertise and support to help your employees who choose to quit. This 90-day tobacco cessation program is provided at no cost to you or your employees enrolled in Network Blue.
A Healthy Workplace is a workplace that gives its employees the opportunities and support they need to be healthy.
Our Health and Wellness Team can help you create a Healthy Workplace that will have a long-term impact on your employees' health -- and it begins with becoming tobacco-free.
With Network Blue, your employees will have access to the most important health partner they can have -- a Blue Cross and Blue Shield Network Provider.
Network Blue's copay benefit design encourages your employees to establish a relationship with their Network Provider who will ensure the medical necessity of the inpatient setting and outpatient services. Your employees will not have to worry about pre-certifying medical services and Network Providers accept the Blue Cross and Blue Shield allowable in full. This means savings for you and your employees.
Network Blue gives your employees access to the largest and most comprehensive network of healthcare providers in Mississippi and beyond. Through our BlueCard program, your employees have access to Network Providers wherever they live and whenever they travel. Network Providers can also help your employees be healthy!
Network Blue helps your employees be healthy while providing them with healthcare coverage when they are sick or injured. Network Blue gives you calendar-year deductible, office visit copay, prescription drug copay and coinsurance percentage options. This will allow you to customize a benefit level that fits your company's health coverage needs.
Blue Health Management
To help you and your employees be as healthy as possible, our Health and Wellness Team will work with the treating Network Provider to ensure the necessary care is provided in the most cost-effective setting, to include our Centers of Excellence. Based on a person's health status, he or she may also qualify for our Blue Health Management Program.
Our group benefit plans are also designed to support you and your employees in establishing or making healthy lifestyle changes, such as tobacco cessation or beginning an exercise program. For information about tobacco cessation or to find a participating center in our Wellness Center Discount Program, click on the "be healthy" link at the top of this page.
Dental health is important, too. The optional Network Blue Dental Benefit for employers with two or more employees gives your employees the basic preventive or additional benefits they need to ensure good dental health.
Life Insurance Coverage
Through our subsidiary, Bluebonnet Life Insurance Company, your employees have an easy and convenient way to provide their families the security of life insurance. Coverage is offered on an individual basis with amounts starting at $15,000 with coverage available for dependents up to $5,000.
With our electronic billing, payment and enrollment maintenance system at your fingertips through our secure web portal, myAccessBlue, our e-business model is redefining customer service. You can view your bill, make changes to your enrollment and pay your bill - all electronically - and it doesn't get any easier than that!
From our claims service to our call center, service excellence is at the heart of everything we do. Network Providers will submit your employees' claims to us electronically and we will process the majority of their claims within two days. Your employees' health and wellness journey will begin when they receive their Welcome Kit and our Customer Service Team will be there to provide you and your employees the information and thoughtful answers you need.
With Network Blue, your important time can be spent focusing on your business - because we will be focusing on the health of your employees!