Contact our Sales Support Team at 601-664-4999 or 1-800-969-1372.
Our health and wellness coverage is designed to help your employees be healthy and take ownership and accountability in using their benefits by making wise and cost-effective choices. Blue Cross & Blue Shield of Mississippi benefit plans give you and your covered employees access to the benefits, tools and information they need to be healthy and stay healthy.
Blue Care Group provides your employees with quality health and wellness coverage featuring customizable options you select based on your business needs.
With flexible options for calendar-year deductible, office visit co-pay, prescription drug co-pay and co-insurance percentage options, Blue Care Group allows you to customize a benefit level that fits your company's health coverage needs while encouraging the use of Network Providers and the use of cost-effective services to include the most cost-effective prescription drug.
With Blue Care Group, you and your covered employees will have access to our comprehensive network of the highest-quality healthcare providers in Mississippi and beyond. Through our BlueCard program, your employees have access to Network Providers wherever they live. Network Providers can also help your employees be healthy!
Blue Care Group's benefit design encourages your employees to establish a relationship with their Network Provider who will ensure the medical necessity of the inpatient setting and outpatient services. Your employees will not have to worry about pre-certifying medical services and Network Providers accept the Blue Cross and Blue Shield allowable for covered services in full. This means savings for you and your employees.
NOTE: Prior Authorization must be obtained by a Network Provider for non-emergent elective services provided outside the State of Mississippi unless the member resides out-of-state.Prescription Drug Benefits
As a Blue Care Group member, you and your covered employees will also have access to our industry, best-practice formulary. Search the formulary to see prescription drugs currently covered under the Blue Care Group Benefit Plan.
The presence of a prescription drug on the formulary is not a guarantee of coverage. All prescription drug coverage is subject to the terms of the applicable Health and Wellness Benefit Plan.
Learn more about Blue Care Group coverage and options available with the benefit outline and sample documents available below:
Co-pay Option (Separate Medical & Rx Deductible Options)
Co-Insurance Option (Combined Medical & Rx Deductible Options)
Contact our Group Sales Team or your Certified Blue Cross & Blue Shield of Mississippi Agent to begin an application.
* DISCLAIMER: The Health and Wellness Benefit Plan and Summary of Benefits and Coverage are examples of the most popular benefit option and are not guarantees of coverage for a particular benefit. Following enrollment, covered members will be able to review their chosen benefit plan options on the myBlue Member portal.
Many of the illnesses that impact healthcare costs can be prevented.
Our Healthy You! wellness benefit encourages your employees to establish a relationship with their Network Primary Care Provider to understand their health risks. Healthy You! provides an annual visit with a Mississippi Healthy You! Network Provider at no out-of-pocket cost. The covered screenings and immunizations are age and gender-specific and help your employees "know their numbers" for blood pressure, cholesterol, blood sugar and weight. Once employees know their health risks, they can work with their Network Provider to manage their risks through lifestyle changes and medication therapy, when necessary, with an emphasis on generic medications.
When health risks are identified early, illnesses can be managed and often prevented. This means lower healthcare costs for you and your employees.
Note: Employees who live outside of Mississippi will choose a Healthy You! Network Provider in their state of residence.
With a Blue Primary Care Home, your employees have the opportunity to establish or maintain a relationship with their Blue Primary Care Network Provider. A Blue Primary Care Home serves as a member’s "home" for wellness and coordination of their care needs along their Blue Wellness Journey.
Their Blue Primary Care Home experience:
Blue Health Management
To support your employees in managing their health, our Health and Wellness Team will work with the treating Network Provider to ensure the necessary care is provided in the most clinically-appropriate, cost-effective setting, to include our Centers of Excellence. Based on a person's health status, he or she may also qualify for one of our Blue Health Management enhanced health management programs such as Color Me Healthy!
Our group benefit plans also support you and your employees in establishing or making healthy lifestyle changes, such as tobacco cessation or beginning an exercise program. For information about tobacco cessation or to find a participating center in our Wellness Center Discount Program, visit our "be healthy" section.
Dental health is important, too. The optional Dental Benefit for employers gives your employees the basic preventive or additional benefits they need to ensure good dental health.
Life Insurance Coverage
Through our subsidiary, Bluebonnet Life Insurance Company, your employees have an easy and convenient way to provide their families the security of life insurance. Coverage is offered on an individual basis with amounts starting at $15,000 with coverage available for dependents up to $5,000.
Our Customer Service Team will be here to provide you and your employees the information and thoughtful answers you need every step of the way. You and your employees will also have access to a host of online tools and information to help you make the most of your benefits. With Blue Cross & Blue Shield of Mississippi, your important time can be spent focusing on your business - because we will be focusing on the health of your employees!
myBlue Group Portal
With our electronic billing, payment and enrollment maintenance system at your fingertips through our secure web portal, myBlue Group, our e-business model is redefining customer service. You can view your bill, make changes to your enrollment and pay your bill - all electronically - and it doesn't get any easier than that!
From our claims service to our call center, service excellence is at the heart of everything we do. Network Providers will submit your employees' claims to us electronically and we will process the majority of their claims within two days.
myBlue for Members
Our secure online myBlue member portal makes it easier than ever to access benefit information 24 hours a day, seven days a week. With myBlue, your covered employees can view claims as they are filed, search for cost-effective prescription drugs and more. Your employees will also begin their customized Journey to Wellness by completing the Blue Wellness profile via myBlue, which gives us a snapshot of their lifestyle and wellness status.
Your covered employees can stay connected on-the-go with our myBlue mobile app that includes a virtual ID card and the same great features as our myBlue web portal. The myBlue app is available for download today at no cost from the Apple App Store or Google Play.